The IRS announced the 2025 limits for Healthcare Flexible Spending Accounts and Commuter Benefits. You can find more details in Revenue Procedure 2024-40 which was released yesterday, 10/22/2024. The IRS released HSA amounts earlier this year in Revenue Procedure 2024-25.
| 2025 | 2024 | Difference | |
| Healthcare Flexible Spending Account | $3,300 | $3,200 | +$100 per year |
| Maximum Healthcare FSA Carryover | $660 | $640 | +$20 Carryover |
| Monthly Maximum Transit | $325 | $315 | +$10 per month |
| Monthly Maximum Mass Parking | $325 | $315 | +$10 per month |
| HSA Contribution Limit | Self Only: $4,300 Family: $8,550 | Self Only: $4,150 Family: $8,300 | Self Only: +$150 Family: +$250 |
| HSA Catch-up Contribution (age 55 or older) | $1,000 | $1,000 | No Change |
| HDHP Minimum Deductibles | Self-Only: $1,650 Family: $3,300 | Self-Only: $1,600 Family: $3,200 | Self Only: +50 Family: +100 |
| HDHP Maximum-Out-Of-Pocket | Self-Only: $8,300 Family: $16,600 | Self-Only: $8,050 Family: $16,100 | Self-Only: +$250 Family: +$500 |
